Utility payment cashback credit cards reward on the utility of payment, boasting Airtel Axis Bank & Amazon Pay-ICICI providing huge savings and product focused benefits.

Rewards on payments can now come with a little something extra for consumers as utility bills continue on their rising trend. They have turned now to cashback credit cards for some form of expense management.

Available in fixed percentages or tiered systems where higher amounts of spending are rewarded, these cards can also have some rewards that apply to specific purchase categories: utilities and fuel, dining out, and online shopping-all offer savings to cardholders on everyday expenses.

Airtel Axis Bank Credit Card offers 10% cashback on utility bills up to Rs 250 monthly. Standard Chartered's Super Value Titanium Credit Card provides 5% cashback on utility, phone, and fuel payments. Amazon Pay-ICICI Bank Credit Card features up to 20% cashback for electricity and 50% for prepaid recharges.

The most rewarding offer can be said to be for those who are looking for even broader benefits-the HDFC Bank Millennia Credit Card: that is from 1%-5% cashback in varied categories, capped monthly.