The DPIP is an initiative by RBI to develop and enhance the security of digital payments that have been affected by discernible digital payment frauds and cybercriminal activities.

As digital payment fraud increases, bigger Indian banks and the Reserve Bank of India (RBI) are coming up with a Digital Payment Intelligence Platform (DPIP). This collaborative cybersecurity program will allow the monitoring and sharing of intelligence on fraud in real time in financial institutions.

The project is being led by the Reserve Bank Innovation Hub (RBIH), which is working with 5 to 10 banks to develop a prototype. The decision follows the growing concern over cybersecurity; the latest report released by RBI shows that bank fraud increased by 36,014 crore in FY25, compared to 12,230 crore in the previous year.

To support DPIP, Airtel, a telecom giant has suggested the establishment of a national blacklist of rogue domains. This is to prevent cyber scams and block malicious websites fit to be blocked before they could reach the users. The Vice Chairman of Airtel Gopal Vittal, was also seeking joint community sensitization and technical partnership in enhancing user-level cybersecurity.

In the same period, India recorded more than 1.7 million complaints on cybercrime and 11,000 crore has been lost because of this. This highlights the necessity of an integrated cybersecurity system.

DPIP is likely to be launched in the near future; however, India is taking an important step toward ensuring the security of digital transactions. The project shows an increasing agreement between banks, regulators, and telecom providers that cybersecurity is a critical role in the fight to safeguard the nation's financial food chain.