Southern Oak and ZestyAI announce the transformation of insurance decisions through AI-driven risk analytics in the high-risk Floridian market.

Southern Oak Insurance Company, located in Florida, has partnered with ZestyAI to gain a new level of visibility around the properties with the help of advanced property risk analytics. The collaboration will work to prevent losses and upgrade risk management in a challenging insurance market for the state.

Through ZestyAI's Z-PROPERTY platform, Southern Oak gets access to two powerful tools: Digital Roof, which uses a form of AI to assess roof complexity, condition, and materials, and Location Information, which uses AI to assess environmental factors such as vegetation overhang, yard debris and secondary structures. All of these tools will provide comprehensive views for the insurer to make data-driven decisions.

By adopting AI-powered algorithms in risk analytics, the company, Southern Oak, can implement preventative actions, manage its portfolios better, and provide stability to the policyholders for the long run. CEO Tony Loughman said that ZestyAI's capabilities of delivering high-quality, 3D property insights enable the company to improve the quality of their decision-making and better manage exposure in areas of elevated risk.
Southern Oak Founder and CEO Attila Toth stated that the integration of a property-specific risk analytics solution into operations at Southern Oak is adopting that proactive, data-driven approach to resilience.

This is a wonderful collaboration showing the increasing role of AI-powered risk analytics in helping insurers to respond to environmental challenges and bring increased stability to customers.