Money service businesses operate at the intersection of speed, trust, and regulation. Every transaction must be accurate, every record defensible, and every customer interaction compliant, without slowing down daily operations. For currency exchangers, remittance providers, and financial service operators, technology is no longer a support function; it is the backbone of the business. What they need is not just software, but a system that understands the realities of handling money across borders, currencies, and regulatory frameworks, while remaining simple enough to use every day.

Clear View Systems has built that system. The company delivers professional software and compliance solutions purpose-built for money service businesses around the world. At the heart of its offering is CurrencyXchanger (CXR), a powerful yet intuitive platform designed to manage multi-currency transactions, accounting, customer data, and regulatory compliance in one unified environment.

Clear View Systems helps businesses track, buy, and sell rates, manage inventory, monitor transactions, and maintain compliant records with confidence. Its advanced AML and KYC capabilities support sanction and PEP screening, customer verification, and automated reporting to financial intelligence units such as FINTRAC, AUSTRAC, FINCEN, and others globally. From cash-based currency exchange kiosks to full-service money transfer organizations, the platform adapts to businesses at every stage of growth.

Available as on-premise, cloud-based, or hybrid deployments, Clear View Systems gives clients full control of their data while offering the flexibility to operate online or offline. The company also enhances customer-facing experiences through digital rate boards and real-time pricing visibility. Recognized by more than 50 global publications, the company continues to earn trust by simplifying complex financial operations, helping money service businesses run smarter, stay compliant, and grow with confidence.

At CIO Bulletin, we had the privilege of interviewing Tiran Behrouz, Founder and President of Clear View Systems. In an insightful conversation, he shared powerful insights on how his company transforms complex regulatory hurdles into powerful competitive edges, empowering money service businesses to prioritize bold growth while confidently staying ahead of compliance demands and industry shifts.

Interview Highlights

Clear View Systems has been empowering MSBs since its early days. What inspired the founding of the company, and how has your journey evolved into becoming a trusted provider of comprehensive currency exchange and compliance software?

Clear View Systems Ltd. was founded in 2003 after identifying a critical gap in the financial software market for Money Service Businesses (MSBs). At the time, most available systems were designed for large banks, leaving currency exchanges, remittance operators, and independent financial firms reliant on fragmented tools, manual reporting, and compliance processes that were difficult to defend during audits.

From the very beginning, Clear View Systems was built around a practical mission: to give MSBs access to enterprise-grade compliance, transaction management, and reporting tools that were affordable, adaptable, and built specifically for their regulatory realities. The founding team worked closely with MSB operators, AML auditors, and banking partners to understand the real operational and compliance challenges businesses faced every day.

Over time, that mission evolved into a broader commitment to building compliance-ready, audit-resilient software that allows MSBs to operate confidently across jurisdictions. Today, Clear View Systems supports clients in more than 40 countries and is trusted not because of marketing claims, but because our platforms consistently perform under regulatory examinations, bank reviews, and real-world operational pressure.

Could you briefly introduce Clear View Systems’ product suite and share how each offering is thoughtfully designed to support the operational, compliance, and growth needs of today’s Money Service Businesses?

Clear View Systems’ product suite is centered around two core platforms: CurrencyXchanger Pro and CXR Cloud.

CurrencyXchanger Pro is the company’s on-premise solution, widely used by MSBs that require full data sovereignty, offline operational capability, or localized infrastructure. It provides an all-in-one environment for currency exchange operations, AML compliance, accounting, customer management, and reporting.

CXR Cloud is the company’s modern SaaS platform, hosted on Microsoft Azure. It offers the scalability, accessibility, and automation expected by today’s globally operating MSBs, while maintaining the same depth of compliance controls as the desktop solution.

Additional modules—such as eWire, Clear View Systems’ proprietary remittance and cross-border payment tracking technology; cryptocurrency record-keeping; AI-assisted compliance tools; and third-party API integrations—extend functionality even further.

Across all products, the guiding principle is the same: compliance should be embedded into daily operations, not treated as an afterthought.

Your CurrencyXchanger platform seamlessly integrates multi-currency POS, bookkeeping, CRM, and KYC. Can you describe how these features work together to streamline daily operations for MSBs, from retail kiosks to full-service remittance networks?

One of the defining strengths of Clear View Systems’ platforms is the elimination of operational silos. Instead of relying on multiple disconnected systems, MSBs operate from a single, centralized environment.

When a transaction is initiated at a retail POS or branch location, it automatically updates:

• Customer profiles and KYC records

• AML risk assessments and thresholds

• Accounting and bookkeeping entries

• Compliance logs and audit trails

This unified data flow reduces manual input, minimizes errors, and ensures that compliance checks occur automatically at the transaction level. Whether an MSB operates a single retail kiosk or a multi-branch, cross-border remittance network, the result is the same: real-time visibility, consistent compliance enforcement, and complete audit traceability.

Clear View Systems serves diverse and high-risk industries, including crypto, gaming, and remittance. How do you tailor AML frameworks to different risk profiles without compromising consistency?

Flexibility without fragmentation is key. The compliance engine is highly configurable, allowing AML frameworks to be tailored based on industry risk, jurisdiction, and business model—while still operating within a consistent core structure.

For example:

• Crypto-related businesses may require enhanced transaction monitoring and record-keeping

• Gaming or casino environments may focus on threshold-based reporting and customer risk scoring

• Remittance operators prioritize cross-border transparency and source-of-funds tracking

CurrencyXchanger and CXR Cloud allow administrators to define rules, thresholds, and reporting requirements while maintaining standardized audit trails and regulator-approved formats. This ensures that customization never undermines consistency or auditability.

Many AML platforms focus solely on compliance. How does Clear View Systems help MSBs turn compliance into a strategic advantage rather than a regulatory burden?

Compliance becomes a burden when it slows operations, increases errors, or creates uncertainty with banking partners. The goal is to reverse that dynamic.

By automating AML processes, centralizing data, and producing auditor-friendly reports, the platforms help MSBs:

• Reduce operational overhead

• Improve decision-making with real-time insights

• Strengthen banking relationships

• Expand into new markets with confidence

• Many clients find that strong compliance becomes a competitive advantage—opening doors to better banking partners, faster licensing, and long-term growth opportunities.

Regulatory expectations are rising globally. How does Clear View Systems stay ahead of evolving AML, KYC, and FIU requirements across multiple jurisdictions?

Staying ahead of regulation requires constant collaboration. Clear View Systems works closely with AML auditors, regulatory consultants, banking partners, and clients operating across diverse jurisdictions.

Feedback from real audits and regulatory examinations directly informs platform enhancements. This ensures ongoing alignment with FIU reporting requirements, AML directives, and local regulatory frameworks.

The company’s modular architecture allows regulatory updates to be implemented efficiently without disrupting daily operations—an essential capability for MSBs operating across borders.

Can you share a compelling client story where your AML solutions not only ensured compliance but also drove efficiency, profitability, or business growth for an MSB?

One long-term client operating across multiple countries was struggling with bank scrutiny and inconsistent reporting across branches. After implementing CurrencyXchanger, the client centralized compliance, standardized AML processes, and gained full transaction transparency.

The result was not only successful audits, but also renewed banking confidence, improved operational efficiency, and the ability to expand into additional jurisdictions. For this organization, compliance became a foundation for growth rather than an obstacle.

With multiple awards and features in global publications, what does being recognized among the “Best AML Solution Providers 2026” mean to the Clear View Systems team, and how does it inspire your ongoing mission to deliver robust, user-friendly compliance tools?

This recognition is meaningful because it reflects the collective effort of the entire Clear View Systems team. Many of the company’s developers, support engineers, and compliance specialists have worked together for over a decade.

Being named among the ‘Best AML Solution Providers’ reinforces the belief that practical, user-friendly compliance tools are essential for MSBs. It also motivates the team to continue refining its platforms based on real-world needs rather than trends.

Looking ahead to 2026, what major shifts do you foresee in AML compliance and financial crime prevention, and how is Clear View Systems preparing clients for the future?

The industry is moving toward:

• Greater reliance on AI-assisted risk analysis

• Real-time and continuous transaction monitoring

• Increased scrutiny of cross-border and digital asset activity

• Higher expectations for audit transparency and data retention

Clear View Systems is investing heavily in AI-driven compliance tools, advanced analytics, and expanded cloud capabilities to ensure clients remain prepared for these changes.

The Visionary Leader behind Clear View Systems’ Success

Tiran Behrouz, Founder and President of Clear View Systems, brings over 25 years of experience in software development and financial technology. However, he consistently emphasizes that the company’s success is driven by its people.

Clear View Systems operates with a strong team culture rooted in collaboration, transparency, and long-term relationships. That continuity and shared purpose continue to shape the company’s products and reputation worldwide.

“Clear View Systems is trusted not because of marketing claims, but because our platforms consistently perform under regulatory examinations, bank reviews, and real-world operational pressure.”