Today, world of international trade and finance, small and medium enterprises (SMEs) need more than just basic currency exchange services—they need a reliable, cost-effective, and transparent solution. CurrencyWave, a trailblazer in the digital payment processing space, has emerged as the partner of choice for SMEs and individuals navigating global markets. With its agile platform and transparent services, CurrencyWave empowers its clients to perform cross-border transactions seamlessly, offering a level of efficiency and security that rivals larger financial institutions.

Why Choose CurrencyWave?

CurrencyWave stands out not only for its cost-effective services but also for its commitment to offering exceptional customer support. The platform operates 24/7, providing businesses and individuals with the flexibility to execute payments at any time, from anywhere in the world. With additional features such as four-eye authorization, consistent pricing, and built-in auto-validation software, CurrencyWave offers a seamless and secure experience for its clients.

As CurrencyWave continues to expand its reach, it remains steadfast in its mission to provide a level playing field for SMEs and individuals alike. With its focus on innovation, transparency, and security, CurrencyWave is shaping the future of global payments, making international transactions faster, cheaper, and more accessible than ever before.

Transparency at Its Core

In 2018, CurrencyWave partnered with Currencycloud, a globally recognized payment platform regulated by the Financial Conduct Authority (FCA), to enhance the transparency and competitiveness of its currency exchange services. This partnership allows CurrencyWave to offer its clients access to real-time exchange rates with minimal overhead costs. Clients can benefit from low, transparent fees that are integrated into the real-time exchange rates displayed on the platform, which means no hidden costs or surprises.

Global Reach, Local Impact

One of the standout features of CurrencyWave is its ability to support international payments across more than 34 currencies, serving clients in over 212 countries. With a multi-currency IBAN account, clients can easily receive and send payments, ensuring smooth and efficient transactions regardless of their location. This global reach is bolstered by Currencycloud's regulatory licenses across key jurisdictions, including the UK, EU, and the USA, ensuring a secure and compliant payment experience for businesses and individuals alike.

Security You Can Trust

Security is paramount in the world of financial transactions, and CurrencyWave leaves no room for compromise. All payment services are provided through Currencycloud, a subsidiary of Visa Inc., which operates under the highest standards of physical, network, encryption, and information security. CurrencyWave ensures that all client funds are safeguarded in segregated accounts held at tier-one banks, providing peace of mind to users that their money is protected. In the unlikely event of Currencycloud ceasing to exist, client funds remain safe and fully protected by the FCA-regulated e-money partners.

Tailored Solutions for Business and Personal Use

CurrencyWave offers a variety of services that cater to both businesses and individuals, making international transactions more accessible, affordable, and efficient.

For Businesses: A Seamless Solution for Global Payments

CurrencyWave’s platform is an invaluable tool for businesses operating in the global marketplace. Many businesses struggle with high fees, slow processing times, and cumbersome international payment systems offered by banks and traditional FX brokers. CurrencyWave eliminates these barriers, offering businesses the ability to execute cross-border payments quickly and at a fraction of the cost.

From import/export payments to paying overseas suppliers, CurrencyWave offers a fast, secure, and transparent platform for businesses to conduct their international transactions. Businesses can enjoy the benefit of zero bank charges, competitive exchange rates, and the ability to lock in favorable rates for future payments. Additionally, the platform allows businesses to track payments via MT103 SWIFT messages, giving them greater visibility and control over their transactions.

Simplifying Personal Currency Transfers

For individuals, CurrencyWave provides a solution to the often-overlooked problem of high bank charges on international currency transfers. Whether it's buying a dream home overseas, paying for tuition fees abroad, or simply sending money to family members, CurrencyWave helps individuals save money by offering competitive exchange rates and transparent fees.

CurrencyWave’s platform is particularly beneficial for those making large payments, such as purchasing overseas property or making international car or yacht purchases. By eliminating hidden fees and offering better rates than traditional banks, CurrencyWave ensures that individuals get the most value out of their international transfers.

Empowering Global Transactions for Everyone

CurrencyWave is transforming the way the world thinks about currency exchange, offering a solution that truly puts the customer first. With its seamless platform, competitive rates, and unwavering commitment to transparency and security, CurrencyWave is quickly becoming a leader in the payment processing industry. Whether you're a business looking to streamline international payments or an individual making a one-off transfer, CurrencyWave is here to help you navigate the complex world of global finance with ease.

Jamie Holmes FCSI | Founder

Jamie Holmes, a Chartered Fellow of the Chartered Institute for Securities and Investment, boasts over 30 years of experience as an investment adviser at leading UK stockbrokers and wealth managers like Investec, Brewin Dolphin, and NatWest Stockbrokers. Jamie later founded CurrencyWave to address the lack of local foreign exchange services in the North of England. His fintech company, through an introducer partnership with Currencycloud, offers cost-effective, transparent FX and international payment solutions. Jamie is dedicated to creating fairer opportunities for SMEs by leveraging fintech innovations, while maintaining strong, personal client relationships built on trust and face-to-face interaction.

“Our mission is simple: to empower businesses and individuals to take control of their global transactions, no matter where they are or how big or small their needs may be.”