Through AI-driven risk analysis ZestyAl allows insurers to evaluate property risks accurately thus creating stability in the insurance market.

Under ZestyAl's leadership in AI-driven insurance risk analytics the company helped insurers offer coverage to 511,000 properties that were previously uninsurable for 2024. ZestyAl intends to expand its impact by doubling its existing customer base in 2025 to offer insurance protection to multiple families and commercial entities which reside in areas prone to disasters.

A Deloitte survey from 2024 reveals that homeowners in high-risk states face difficulties securing insurance because affordability remains their main challenge among a quarter of people who cannot find coverage. Catastrophic risk assessments performed with general regional information lack ability to understand individual property threats. The ZestyAl solution uses advanced AI models to deliver detailed property-level insights as part of its solution for this market need. ZestyAl achieves precise coverage evaluations through its combined application of climatology alongside geospatial data and historical loss records for assessing risks which include wildfires along with hail and wind situations.

With artificial intelligence models insurers gain precise underwriting accuracy while improving loss cost management activities and their communication with policyholders. Through this system insurers can make speedier decisions which provide them more confidence when offering coverage and enables them to conduct inspections efficiently. Z-FIRE by ZestyAl holds widespread acceptance across Western states together with its storm risk assessments having national market status.

Through its AI-powered risk analytics ZestyAl enables insurers to reach informed choices which help them close protection gaps simultaneously building insurer markets with higher resiliency. Attila Toth who leads ZestyAl as CEO explained that sophisticated AI models now transform how insurers operate.